OWNR Wallet
OWNR Wallet is a fast-growing international FinTech company building a crypto ecosystem to allow users to do everything with cryptocurrencies in one place.Today OWNR Wallet includes multiplatform non-custodial crypto wallet apps, prepaid cards issuing, and ready-made enterprise solutions such as a payment gateway API to buy crypto, sell crypto, or exchange crypto.[1]
Contents
History
OWNR Wallet was founded in 2018.[2] Since inception, the company has had several important milestones at different years.
Milestones
2018
- Start of development
- OWNR Wallet OÜ incorporation
- Analysis of the technological base
- Market and competitor analysis
- Brand creation and development
- Team hiring
2019
- Estonian crypto license obtained
- Launch of mobile and desktop apps
- Launch of purchase crypto option in apps and website
- Launch of the first crypto payment gateway as a B2B service
- Website and app redesign
- Launch of the first marketing campaigns
2020
- OWNR Wallet LLC (USA) incorporation and MSB license obtained.
- OWNR Wallet Ltd (HK) incorporation, a developer company
- Launch and promotion of Visa prepaid cards
- Launch of Card partner portal
- Launch of custom crypto-to-crypto exchange API
- Full EOS support
- Started working with SEPA and SWIFT payments for corporate clients
- OWNR WALLET UK LTD incorporation
2021
- Incorporation and licensing:
- OWNR Wallet Crypto Canada LTD (Canada)
- OWNR WALLET AU PTY. LTD. (Australia)
- OWNR WALLET EUROPE S.R.O (Czech Republic)
- One of the 50 Most Reliable Companies of the Year 2021 according to The Silicon Review
2022
- Incorporation and licensing for OWNR CARTEIRAS DIGITAIS MERCOSUL S.A. - CNPJ: 45.282.413/0001-44, Brazil
- Publishing PC apps on: Microsoft Store and Flathub Store
- Affiliate program launch
Licenses and corporate structure
OWNR WALLET has registered companies with licenses. They include
- OWNR WALLET OÜ - 14555701, License FVT000406, Estonia
- OWNR WALLET LLC - 7826216, MSB registration number 31000168328178, USA
- OWNR WALLET CRYPTO LTD - BC1274005, MSB registration number M20029873, Canada
- OWNR WALLET AU PTY. LTD. - 649 022 337, Registered provider number DCE100749485-001, Australia
- OWNR WALLET EUROPE S.R.O - 106 65 587, Czech Republic
- OWNR CARTEIRAS DIGITAIS MERCOSUL S.A. - CNPJ: 45.282.413/0001-44, Brazil
OWNR WALLET also has registered companies without licenses. They include
- OWNR WALLET LIMITED - 2955843, Hong Kong
- OWNR WALLET UK LTD - 12924828, United Kingdom
- OWNR WALLET FINANCE LTD - 13852519, United Kingdom
Collaborations
OWNR Wallet has collaborated with some of the notable big names in the FinTech industry.
- Bitfinex — one of the world’s leading cryptocurrency exchanges, is utilizing OWNR’s payment gateway to allows its customers to buy crypto with a bank card
- Sum&Sub - OWNR Wallet uses Sumsub as ther KYC verification provider. Sum&Sub provides a simple, automated system where submitted documents can automatically be processed, and accepted or rejected accordingly. Sum&Sub is capable of detecting different cases of fraud.
- AMLbot - AMLBot shows how bitcoin and altcoins are connected with illicit activities.
Cryptocurrency transactions in OWNR Wallet are verified using AMLbot so that your funds are totally compliant with KYC/AML regulations.
Products and services
OWNR Wallet offers diverse products and services.[3][4] Among them include
- Multifunctional HD wallet
- Visa prepaid cards for individuals
- Individual OTC deals
- Payment gateway to buy and sell crypto
- Crypto-to-crypto exchange API
- Affiliate program
- Visa prepaid cards for businesses
Security
There are different layers of security in OWNR Wallet ecosystem. In addition to mobile apps' regular audits by App Store and Google Play stores with each new version release, users can easily secure the OWNR app on their gadgets with a PIN code, Face ID or Touch ID.[5]
For PC apps, users can find hash-sums for the latest app build, downloaded from the official website or MacOS/Windows store. And once can’t use a PC OWNR app without a password set.
In regards to assets security, OWNR gives users an option to generate a seedphrase of 12 / 15 / 18 /21 / 24 words, and protect it with an additional passphrase, which in essence becomes a part of the user's seedphrase, but not generated from a vocabulary. For experienced users this is an obvious fact that OWNR supports BIP 44 and BIP 39 standards allowing users to generate an absolutely random and unique seedphrase, known only by its author. Seedphrases are available in 8 languages for users convenience.[6]
For Visa prepaid card account, OWNR users are obliged to set a PIN code and a unique 3D-Secure password to confirm online transactions.
Supported coins
OWNR Wallet supports multiple coins. Among them include: BTC, BCH, BNB, ТRХ, LTC, ETH, 240К+ ERC20 tokens, SOL, ZEC, DASH, DOGE, BEP20 tokens, and TRC20 tokens. Since OWNR Wallet is a Hierarchical Deterministic cryptowallet users can generate several wallets (accounts) for one crypto currency and manage them separately.
Technical features
Assets autodiscovery
Users can easily restore their existing cryptowallets with a seedphrase in format supported by OWNR Wallet. Once the wallet is restored all the assets stored on the wallet are visible automatically, so there is no need to find them manually.
SegWit protocol support
For Bitcoin and Litecoin transactions, OWNR supports utilizing SegWit format addresses allowing faster transactions with lower network fees.
Customizable transaction fees
Users can customize network fees for any blockchain transaction. Such adjustments can be made to temper sudden spikes of the blockchain network congestion, or whenever a user wants to speed up the transaction.
Price widget
OWNR Wallet mobile apps include a price widget to monitor cryptocurrency price spikes on their Android and iOS devices in real time.
Award and recognition
- 2021 - OWNR Wallet was recognized as One of the 50 Most Reliable Companies of the Year 2021 according to The Silicon Review.[7]
Social projects
In spring 2022, OWNR Wallet and its shareholders are committed to supporting the people of El Salvador and are donating to the humanitarian fund established by Bitfinex to assist those affected by the destructive violence in ElSalvador.[8] El Salvador's president was among those who retweeted the gesture.
International conferences and summits
OWNR Wallet was part of the Blockchain Life summit held in 2021.[9] The company also attended the 9th Global Blockchain Congress.[10]
Future endeavors
OWNR Wallet has new horizons in the pipeline. They include: addition of new coins including NFT, and payments methods, own trading platform and crypto trading school, ecosystem tokenization, and attracting new users, partners, and collaborations.[11]
References
- ↑ "OWNR Wallet expanded the list of national currencies". digitaljournal.com. 9 February 2022. https://www.digitaljournal.com/pr/ownr-wallet-expanded-the-list-of-national-currencies. Retrieved 31 October 2022.
- ↑ "OWNR Wallet expanded the list of national currencies". benzinga.com. 9 February 2022. https://www.benzinga.com/pressreleases/22/02/g25509986/ownr-wallet-expanded-te-list-of-national-currencies. Retrieved 31 October 2022.
- ↑ "OWNR Wallet expanded the list of national currencies". finance.yahoo.com. 9 February 2022. https://finance.yahoo.com/news/ownr-wallet-expanded-list-national-153400390.html. Retrieved 31 October 2022.
- ↑ "Crypto purchases are now available worldwide with OWNR Wallet". cointelegraph.com. 9 February 2022. https://cointelegraph.com/press-releases/crypto-purchases-are-now-available-worldwide-with-ownr-wallet. Retrieved 31 October 2022.
- ↑ "OWNR Wallet Expanded List National Currencies". news.yahoo.com. 9 February 2022. https://news.yahoo.com/news/ownr-wallet-expanded-list-national-153400390.html. Retrieved 31 October 2022.
- ↑ "OWNR Wallet Expanded List National Currencies". money.yahoo.com. 9 February 2022. https://money.yahoo.com/news/ownr-wallet-expanded-list-national-153400390.html. Retrieved 31 October 2022.
- ↑ "Manage All Your Digital Currencies with OWNR WALLET". thesiliconreview.com. https://thesiliconreview.com/magazine/profile/manage-all-your-digital-currencies-with-ownr-wallet/?fbclid=IwAR1SOoNbOUSPAXKQmYnMaCfzg6n4HrH3wjTApIUQ7bAhIsSRfXiNQCWnlRY. Retrieved 31 October 2022.
- ↑ "OWNR Wallet Twitter status". twitter.com. https://twitter.com/ownrwallet/status/1514924511078006787. Retrieved 31 October 2022.
- ↑ "Blockchain Life 2021". ownrwallet.com. https://ownrwallet.com/blog/ownr-wallet-team-won-two-awards-at-the-international-forum-blockchain-life-2021/. Retrieved 31 October 2022.
- ↑ "9th Global Blockchain Congress". ownrwallet.com. https://ownrwallet.com/blog/ownr-is-among-the-top-10-best-projects-of-the-9th-global-blockchain-congress/. Retrieved 31 October 2022.
- ↑ ""Technology is much more advanced than that of 10-year-old blockchains," says Mr. Grygoriy Sytenko". hackernoon.com. 8 September 2021. https://hackernoon.com/technology-is-much-more-advanced-than-that-of-10-year-old-blockchains-says-mr-grygoriy-sytenko-mq4w37qw. Retrieved 31 October 2022.
