United payday loan

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United Payday Loan is a retail financial services provider headquartered in Salt Lake City, UT. They provide instant online loans to resolve your financial issues more efficiently and in less time. If you are in trouble and need to pay instant rents, billing, and for many other reasons you have United Payday Loan as a solution.

ORIGINS

United Payday Loan was originated in January 2010 at in Redwood rd, Salt Lake City, UT. They have 308 employees currently.


KEY PEOPLE

-Aaron Morgan-Founder/Chair

-Benvana Vo-Board Director

-Robert BerTran-Founder/VP

-Nikki Hoffman-Founder/President



SERVICES


- Recurring Expenses are those which a company experiences at regular intervals. Giving loans is done for operating a business. These expenses occur at the same time with the same amount

- People do face some unexpected emergencies for which they don’t have any backup to tackle. In those situations, they provide payday loans that suit your budget. So you can avail of those services from us according to these situations.

- These services allow customers to get cash checks without having a bank account. These services are suitable for that time when a person doesn’t have any bank account or for some situations he is not capable of approaching the bank


Cash Services

01. No requirement of Bank Account

02. Get Money Faster

03. Convenience is a Big Plus

04. Costs less than having a Bank Account

05. All Time Availability

We provide you the option to choose the amount of loan you want to from minimum 60 days to maximum 180 days period of repayment.


LOAN POLICY


Lending Terms

The annual percentage rate (APR) represents the annualized interest rate that you are charged for taking the loan. It is all a combination of the nominal interest rate and some additional costs such as fees all related to the loan that will be charged to you. There are no hidden charges. Our lenders offer APRs for a Payday loan from 2.5% to 30% for users with a high credit score. In some other situations, this may vary in rare cases. For more details, you can easily contact our lenders via our online United Payday application.


Cost of Loan

If you request a loan for about 3months of return time you are asked to pay back 7.5% of the fee, 2.5-30% of interest rate (varies from month to month). As you choose 3 months’ time period after 3months you will notify to repay your dues. This is made to avoid any future misunderstandings.


Violation of Term

If you will not be able to repay the loan on the allotted time, there is a spate violation rule you are asked to follow; that is most probably an increase in the interest rate from 2.5 to 30%.


Attention Required

Be aware of our sources; we highly prioritized keeping your data secure and providing you most quickly loan that no one other provides. But we just need you to repay it as fast as you can before or at the allotted date.

In case of any long delay, all information will be transferred automatically to your credit history and credit rating.

Our online application “United Payday” is made to avoid the old long-term process which just makes trouble and never helps a needy at the time. We aim to serve our best to secure your happiness and future.


LOAN APPROVAL POLICY


- You must have all of your basic information’s with you even they don’t require any documents

- They do not perform any credit cards but may require proof of your employment, identity and income So all the information must be in your hand

- For the sake of mobile application where you will enter your information and ask for loan, you must have a valid checking account otherwise it will become complicated for borrowing

- There comes the signing procedure. It is very important that a borrower should read the document carefully before signing it. It is necessary to pay attention to every point (especially the one concerning interest rates and any possible financial charges) in order not to be unpleasantly surprised on the day of repayment Now you have to wait for the approval of your payday loan which takes very less time and known as the advantage.

- Customers with not perfect credit have more chances to be approved for short term small cash loans provided by payday lenders than while applying for a credit from a traditional credit institution

- The amount of a loan can depend on a person’s income and general approval on the basis of the potential personal ability to repay Finally, you will have your loan approval and the loan will be given to you


RETURN POLICY


- In order to obtain a payday loan, you typically must either provide a personal check to the lender or an ACH (Automated Clearing House) authorization to electronically withdraw money from your bank, credit union, or prepaid card account

- Carefully read the documents so you know how the return policy work

- If you do not return, they may repay themselves by depositing your check to your bank or credit union or withdrawing funds electronically from your account While the way you repay a loan may depend on whether you took out a loan in a storefront or online


PARTNER POLICY


- Partner must keep the privacy of the company committed

- Partner must not share any details to any of the third party

- Partner will not be able to change the privacy policies of the company even not to the terms and conditions



CONTACT

Address : 6605 S.Redwood Rd. #101 Salt Lake City, UT 84123

Phone : +1 (415) 316 4720

Email : [email protected]

Email : [email protected]